MoneySweep

How we verify

MoneySweep aggregates 7 government-listed sources of unclaimed money for Americans. We do not invent the data. The data is public. We make it findable in one place.

The 7 sources

Federal Sweep
US Treasury, matured savings bonds, federal agency holdings
State Sweep
NAUPA-coordinated state unclaimed property, all 50 states + DC
IRS Sweep
Unclaimed refunds, EITC/CTC/Saver's Credit, undeliverable returns
Bank Sweep
FDIC closed-bank unclaimed funds
Pension Sweep
PBGC + DOL Lost & Found + Railroad Retirement Board
Insurance Sweep
NAIC Life Policy Locator + VA Insurance + state escheat
Class Action Sweep
Open class action settlements with court-confirmed administrators

What we do not do

Methodology

For each search, MoneySweep cross-references the same identifying information against the relevant agency database, mirrors the agency's own match logic where published, and surfaces only matches the user can verify against the original source. When a match needs additional documentation to claim, we walk the user through what that agency requires, in plain language.

Data handling

What this page is not

This is a working draft of our verification methodology. Before the full product launches, this page will be expanded with: independent audit references, per-source coverage statistics, the audit log retention policy, and the contact for our data protection officer. Bookmark and check back.

Last reviewed: 2026-04-28

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